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May 2022

Holland v. Cypress Ins. Co.

United States Court of Appeals for the Eleventh Circuit

May 12, 2022, Filed

No. 20-13538

Reporter

2022 U.S. App. LEXIS 12842 *; 2022 WL 1499593

PATRICIA HOLLAND, the surviving mother of Kip Eugene Holland, WAYNE HOLLAND, Administrator of the estate of Kip Eugene Holland, deceased, Plaintiffs-Appellees, versus CYPRESS INSURANCE COMPANY, KERI BELL, Administrator of the Estate of James Wendell Harper, deceased, Defendants-Appellants, JW HARPER FARMS, et al., Defendants.

Notice: PLEASE REFER TO FEDERAL RULES OF APPELLATE PROCEDURE RULE 32.1 GOVERNING THE CITATION TO UNPUBLISHED OPINIONS.

Prior History:  [*1] Appeals from the United States District Court for the Northern District of Georgia. D.C. Docket No. 2:17-cv-00120-RWS.


Holland v. Cypress Ins. Co., 2019 U.S. Dist. LEXIS 232428, 2019 WL 9465895 (N.D. Ga., Oct. 22, 2019)

Disposition: AFFIRMED IN PART, VACATED IN PART, and REMANDED.

Core Terms

pain and suffering, district court, bad faith, attorney’s fees, direct-action, driving, crash, direct action, closing argument, insurers, medical emergency, instructions, post-impact, carrier, directed verdict motion, instruct a jury, misstated, objected, damages, vacate, truck, attorney’s fees award, cause of action, motor carrier, act of god, erratically, pre-impact, driver, fright, liability insurance

Case Summary

Overview

HOLDINGS: [1]-The district court correctly denied defendants’ motion for a directed verdict because the evidence of negligence was overwhelming, as the truck driver was driving erratically before the crash, he lied on his U.S. Department of Transportation form about his medical history, and the jury could have concluded that he was taking hydrocodone while driving; defendants failed to demonstrate even one element of an “act of God” defense; [2]-The $2 million pain and suffering award was not erroneous because there was strong evidence of pre-impact pain and suffering; a video from a local business’s security camera showed that the decedent saw the trailer headed towards him before impact; [3]-The district court did not err in denying defendants’ motion for a mistrial; to the extent a closing argument by plaintiff’s counsel misstated the law, the  court’s instruction was curative.

Outcome

Affirmed in part, vacated in part, and remanded.

LexisNexis® Headnotes

Civil Procedure > Appeals > Standards of Review > De Novo Review

Evidence > Inferences & Presumptions > Inferences

Civil Procedure > Trials > Judgment as Matter of Law > Judgment Notwithstanding Verdict

HN1  Standards of Review, De Novo Review

An appellate court reviews de novo a district court’s denial of a motion for JNOV, applying the same legal standard as the district court. A JNOV is permissible only when, without weighing the credibility of witnesses, the facts and inferences point so strongly and overwhelmingly in favor of one party, that a reasonable jury could not arrive at a contrary verdict; where substantial conflicting evidence exists in the record, a JNOV is improper. When deciding a motion for JNOV, a district court must view the evidence in the light and with all reasonable inferences most favorable to the party opposed to the motion. When deciding whether the evidence overwhelmingly favors one party, the judge is not permitted to weigh the evidence which has been introduced on both sides; rather, she is obliged to make a prior, more basic determination of whether any credible evidence has been proffered by the non-moving party.

Torts > Negligence > Defenses > Acts of God

HN2  Defenses, Acts of God

An “act of God” defense has three elements that a vehicle driver must prove: the driver must have (i) suddenly and (ii) unforeseeably (iii) lost consciousness or control of the vehicle.

Civil Procedure > Trials > Judgment as Matter of Law > Judgment Notwithstanding Verdict

HN3  Judgment as Matter of Law, Judgment Notwithstanding Verdict

When reviewing a denial of JNOV, an appellate court draws all reasonable inferences most favorable to the party opposed to the motion.

Civil Procedure > Appeals > Standards of Review > Abuse of Discretion

Civil Procedure > Judgments > Relief From Judgments > Motions for New Trials

HN4  Standards of Review, Abuse of Discretion

The denial of a motion for a new trial is reviewed review for abuse of discretion.

Civil Procedure > … > Attorney Fees & Expenses > Basis of Recovery > Bad Faith Awards

Civil Procedure > … > Attorney Fees & Expenses > Basis of Recovery > Statutory Awards

HN5  Basis of Recovery, Bad Faith Awards

Georgia law authorizes an award of attorney fees and litigation expenses where a defendant has acted in bad faith. O.C.G.A. § 13-6-11. Bad faith cannot be prompted by an honest mistake as to one’s rights or duties but must result from some interested or sinister motive. Bad faith is not simply bad judgment or negligence, but it imports a dishonest purpose or some moral obliquity, and implies conscious doing of wrong, and means breach of known duty through some motive of interest or ill will. To justify an award of attorney fees, the bad faith must relate to the acts in the transaction itself prior to the litigation, not to the motive with which a party proceeds in the litigation. Whether bad faith exists is a question for the jury, so an award of attorney fees under § 13-6-11 is to be affirmed if there is any evidence to support it.

Civil Procedure > … > Costs & Attorney Fees > Attorney Fees & Expenses > Reasonable Fees

HN6  Attorney Fees & Expenses, Reasonable Fees

Under Georgia law, an award of attorney fees is to be determined upon evidence of the reasonable value of the professional services which underlie the claim for attorney fees.

Civil Procedure > … > Costs & Attorney Fees > Attorney Fees & Expenses > Reasonable Fees

Legal Ethics > Client Relations > Attorney Fees > Contingency Fees

HN7  Attorney Fees & Expenses, Reasonable Fees

A contingency fee agreement alone, without more, is not sufficient to support an award of attorney fees; rather, the party seeking fees must provide other evidence of the value of the professional services actually rendered.

Civil Procedure > Trials > Jury Trials > Jury Deliberations

Civil Procedure > Trials > Jury Trials > Jury Instructions

HN8  Jury Trials, Jury Deliberations

The standard of review for a district court’s jury instructions is deferential. An appellate court examines whether the jury charges, considered as a whole, sufficiently instructed the jury so that the jurors understood the issues and were not misled. An appellate court will reverse a trial court because of an erroneous instruction only if it is left with a substantial and ineradicable doubt as to whether the jury was properly guided in its deliberations.

Torts > … > Types of Losses > Pain & Suffering > Award Calculations

HN9  Pain & Suffering, Award Calculations

Georgia law distinguishes between pre- and post-impact pain and suffering, allowing damages awards for both if supported by the evidence.

Insurance Law > Liability & Performance Standards > Good Faith & Fair Dealing > Third Party Claimants

Insurance Law > Liability & Performance Standards > Settlements > Third Party Claims

HN10  Good Faith & Fair Dealing, Third Party Claimants

Georgia has two direct action statutes: O.C.G.A. § 40-1-112(c) and O.C.G.A. § 40-2-140(d)(4). The statutes allow joinder of an insurer in a claim against the insured to create automatic liability in favor of a third party who may have a claim for damages for the negligence of the insured.

Civil Procedure > Appeals > Standards of Review > Abuse of Discretion

Civil Procedure > Trials > Motions for Mistrial

HN11  Standards of Review, Abuse of Discretion

An appellate court reviews the denial of a motion for mistrial based on an improper closing argument for abuse of discretion.

Counsel: For PATRICIA HOLLAND, the surviving mother of Kip Eugene Holland, WAYNE HOLLAND, Administrator of the estate of Kip Eugene Holland, deceased,, Plaintiffs – Appellees: Stacey Allen Carroll, Carroll Law Firm, LLC, ROSWELL, GA; Robert Shane Lazenby, Lazenby Law Group, GAINESVILLE, GA.

For CYPRESS INSURANCE COMPANY, Defendant – Appellant: Elliot Kerzner, Kenan G. Loomis, Cozen O’Connor, ATLANTA, GA; Jonathan Spital, Holland & Knight, LLP, ATLANTA, GA; Brent Michael Estes, William B. Pate, Grant Butler Smith, Dennis Corry Smith & Dixon, LLP, ATLANTA, GA.

For KERI BELL, Administrator of the Estate of James Wendell Harper, deceased, Defendant – Appellant: Laurie Webb Daniel, Webb Daniel Friedlander, LLP, ATLANTA, GA; Jonathan Spital, Holland & Knight, LLP, ATLANTA, GA; Brent Michael Estes, William B. Pate, Grant Butler Smith, Dennis Corry Smith & Dixon, LLP, ATLANTA, GA.

For TRUCKING INDUSTRY DEFENSE ASSOCIATION, Amicus Curiae: Patrick Nish Arndt, Michael David Hostetter, Nall & Miller, LLP, ATLANTA, GA.

For A MUTUAL INSURANCE COMPANY, [*2]  ACUITY, DAVIS TRUCKING AND FARMS, LLC, LANE’S EQUIPMENT RENTAL Amicus Curiaes: Stuart F. James, The James Firm, CHATTANOOGA, TN.

Judges: Before WILLIAM PRYOR, Chief Judge, JORDAN, and ANDERSON, Circuit Judges.

Opinion

Per Curiam:

This is an appeal of a jury verdict in favor of plaintiffs Patricia Holland and the estate of her son, Kip Holland (collectively referred to as “Holland”). Holland sued the estate of James Harper (“Harper”) and his insurer, Cypress Insurance Company (“Cypress”), for negligence. In December 2016, Harper was driving a tractor-trailer when he veered off the road, causing the trailer to detach and then to strike and kill Kip Holland. A jury awarded Holland $13 million for wrongful death, $2 million for pain and suffering, and $29,363 in medical and funeral expenses. The jury also found that Harper had acted in bad faith, necessitating a second phase of the trial on attorney fees. The jury then awarded Holland $6 million in attorney fees.

Harper and Cypress (collectively referred to as “Appellants”) have appealed the jury verdict and damages awards, making five separate arguments. First, the district court erred by denying their motions for a directed verdict and motion for judgment [*3]  notwithstanding the verdict (“JNOV”) because Holland provided insufficient evidence that the accident resulted from anything other than an unforeseen medical emergency. Second, the $6 million attorney fee award must be vacated because (a) no evidence of bad faith justified the award and (b) even if there were bad faith, the amount of the award was unreasonable. Third, the $2 million pain and suffering award must be vacated because the district court improperly instructed the jury that it could award damages for “actual pain and suffering.” Fourth, the entire verdict must be set aside because Cypress should not have been forced to appear as a named party at trial under Georgia’s direct-action statutes. Fifth, the entire verdict must be set aside because Holland’s attorney made an improper statement during his closing argument.

For the following reasons, we conclude that Appellants’ arguments lack merit, except we express no opinion on the reasonableness of the amount of the attorney fee award. We affirm the judgment of the district court except with respect to the issue of the $6 million attorney fee award. Accordingly, we affirm the jury verdict and the damages awards for wrongful death, [*4]  pain and suffering, and medical and funeral expenses. We also hold that there was sufficient evidence of bad faith to warrant a fee award under Georgia law. But we vacate the $6 million attorney fee award for the district court to reconsider its reasonableness in light of two recent opinions from the Georgia Court of Appeals.


I.

On December 8, 2016, Harper was driving a tractor-trailer in Gainesville, Georgia. His daughter, Annette Bell, testified at trial that Harper had to end a phone call with Bell’s stepmother that morning because he started coughing. Scott Carpenter, who was driving behind Harper for the 1.5-2 miles before the crash, also testified at trial that Harper was driving “erratically, even to the point of one time crossing over into oncoming traffic” and running another truck “off the road into some gravel.” He said the tractor-trailer “[s]eemed to just have a hard time maintaining lane, it was making some jerky motions.” Eventually, the tractor-trailer overturned, causing the trailer to detach and to strike and kill Kip Holland. A business’s security camera recorded the wreck, and this footage showed that Kip Holland saw the trailer headed towards him before impact. Lew-Anne [*5]  MacArthur, who lived across the street but who did not see the crash, noticed Kip Holland’s body on the ground behind the trailer several minutes after the wreck. She and two other witnesses “heard him moan just once”; she “didn’t know whether he was alive,” though she said that “he didn’t seem to be conscious.”

Four months prior to the accident, on August 1, 2016, Harper completed a required Federal Motor Carrier Safety Administration (“FMCSA”) Medical Examination to maintain his commercial driver’s license. At that time, he filled out a Department of Transportation (“DOT”) “Medical Examination Report Form.” On that form, Harper concealed parts of his medical history, including a past brain aneurysm, lung disease (COPD), sleep apnea, chronic back pain, coughing fits, and blackouts. Harper’s primary physician stated that he did not know Harper was a smoker, used a breathing machine in his truck, and had been hospitalized with COPD exacerbation on November 7, 2016. Based in part on his inaccurate DOT form, Dr. Larry Johnston cleared Harper to drive.

Harper also had a prescription for 120 pills of hydrocodone to be taken 4 times a day and refilled every 30 days. But on his DOT form, he [*6]  said “No” in response to the question, “Are you currently taking medications.” Bell testified at trial that Harper told her that he did not take hydrocodone before he drove but would take it on his off days and weekends. But she acknowledged that, based on Harper’s notebook where he recorded his fuel stops, he drove approximately 9,000 miles during the month before the crash.

Holland sued Harper and Cypress in June 2017. Cypress was joined as a party-defendant under Georgia’s direct-action statutes. See O.C.G.A. § 40-1-112(c) (“It shall be permissible under this part for any person having a cause of action arising under this part to join in the same action the motor carrier and the insurance carrier, whether arising in tort or contract.”); id. § 40-2-140(d)(4) (“Any person having a cause of action, whether arising in tort or contract, under this Code section may join in the same cause of action the motor carrier and its insurance carrier.”).

Before trial, Appellants filed a motion in limine seeking, in part, to suppress arguments about, and testimony concerning, Harper’s liability insurance—particularly evidence regarding the dollar limit of Harper’s policy. However, Appellants “stipulate[d]” that Cypress issued a policy [*7]  to Harper and that “the policy goes into the record.” Per Appellants’ understanding of Georgia’s direct-action statutes, “Cypress [was] a party solely to act as surety for a verdict against Mr. Harper’s estate.” They reiterated this view of Georgia’s direct-action statutes at the pretrial conference. The district court granted this portion of Appellants’ motion in limine. At trial, Appellants never objected that Holland’s counsel violated this order.

The parties proceeded to trial on a single count of negligence for compensatory damages plus attorney fees under O.C.G.A. § 13-6-11 based on Harper’s bad faith. After Holland’s case rested, Appellants moved for a directed verdict on two issues: (1) no evidence was presented regarding Kip Holland’s conscious pain and suffering because MacArthur testified that he was nonresponsive and (2) no evidence existed regarding Harper’s bad faith, so attorney fees should not be awarded. After Appellants presented their case on the third day of the trial, they again moved for a directed verdict, this time on three issues. First, they reiterated their conscious pain and suffering argument, which the court rejected again. Second, they argued for a directed verdict for [*8]  Cypress because Holland failed to prove that the insurance policy Cypress issued to Harper was “on file with the appropriate state agency.” According to Appellants, a 1987 Georgia Court of Appeals decision concerning a predecessor of § 40-1-112 required plaintiffs in direct-action cases to prove that the insurance policy existed and was on file with the appropriate state agency. Glenn McClendon Trucking Co., Inc. v. Williams, 183 Ga. App. 508, 359 S.E.2d 351 (Ga. Ct. App. 1987). Holland’s counsel responded that the current direct-action statutes—which the Georgia legislature passed after 1987—eliminated this requirement. The district judge deferred ruling on this argument at the time, though he eventually rejected it.1 Third, Appellants reraised their argument that bad faith did not exist, and the court rejected it again.

After the third day of trial, Appellants’ counsel filed a letter with the court providing another argument for a directed verdict: Harper was an interstate carrier, but O.C.G.A. § 40-2-140 “is only appropriate to intrastate carriers.” The letter also says, “Cypress is not asserting the defense that [Holland’s] claims fail because Cypress did not file the certificate” because Appellants acknowledged that a “provision” in O.C.G.A. § 40-1-112 “eliminate[d] a loophole allowing an insurance company to violate the [*9]  requirement to file a certificate to avoid direct action.”2 It then quotes language from the Unified Carrier Registration Act of 2005 and says that language “preempts” O.C.G.A. § 40-1-112. On the fourth day of trial, the district court accepted the letter into the record and rejected its additional argument.3

Before closing arguments on the fourth day of the trial, the parties discussed what stipulated facts should be read to the jury, at which time Appellants’ counsel said, “I’m just concerned about unduly emphasizing liability insurance in this case.” Before Holland’s closing argument, Appellants’ counsel reiterated the argument from its motion in limine that Holland “cannot introduce the [insurance policy] limits in the case.” Appellants’ main concern seemed to be that Holland’s counsel would emphasize Cypress’s presence at the trial; however, Appellants’ counsel seemingly agreed that “it’s appropriate if [Holland’s counsel] wants to mention it’s a direct action statute and the Court’s going to charge [the jury that Cypress is] a proper defendant and if your verdict’s against Mr. Harper it’s a verdict against the insurance company.” The district court agreed and instructed Holland’s counsel to “tread at your own risk,” stating,

You can’t [*10]  push the insurance matter. They are a party, you can state that they are responsible for any judgment in the case, I think that’s fair game. But obviously policy limits is way out of bounds. But the fact that they are a party and that they are — a judgment could be rendered against them and they’re responsible for the judgment, that’s fair game, okay?

Appellants’ counsel voiced no objections to this.

In Holland’s closing argument, counsel addressed the pain and suffering damages and pointed to (a) the two seconds in the video of the crash where Kip Holland saw the trailer hurtling towards him and (b) MacArthur’s testimony that Kip Holland had moaned. Holland’s counsel said, “That’s pain and suffering, ladies and gentleman.” He later said, “The fear, fright, shock of impact, the final two seconds of Kip Holland’s life, . . . that fear, shock, fright of impact, his final two breaths, that’s worth $2 million . . . .” He also told the jury, “Our burden is met. All we have to do is tilt the scale. Did Mr. Harper leave his lane of travel? Did Mr. Harper kill Kip Holland?” Defense counsel objected that this statement “misstates the law,” to which the district court responded, “The Court will [*11]  instruct the jury on the law and you will follow my instructions.”

After closing arguments, the district court instructed the jury, inter alia, on pain and suffering damages:

Pain and suffering is a legal item of damages. The measure is the enlightened conscience of fair and impartial jurors. Questions of whether, how much, and how long plaintiffs’ decedent suffered are for you to decide. Pain and suffering includes mental suffering. In evaluating Kip Holland’s pain and suffering, you may consider the following factors, if proven: fear, fright, shock of impact, actual pain and suffering, and mental anguish. There’s no requirement that physical injury precede mental pain and suffering.

After dismissing the jury for deliberations, defense counsel objected to the court’s pain and suffering instruction “based on [their] motion for directed verdict on no conscious pain and suffering.” Defense counsel also reiterated their objection to bad faith attorney fees. He then motioned for mistrial (1) “on the basis of the liability insurance . . . on the basis of our motion for directed verdict”; (2) “on the attorney’s fees”; and (3) because Holland’s counsel “misstated the burden of proof, just saying [*12]  all he’s got to prove is the truck went off the road.” The court denied that motion.

The jury found in Holland’s favor; awarded the plaintiffs $13 million for wrongful death, $2 million for pain and suffering, and $29,363 for medical and funeral expenses; and found that Harper had acted in bad faith. Because of the bad faith finding, the court proceeded to a second phase of the trial to determine the amount of attorney fees owed. After hearing Holland’s evidence concerning litigation expenses, the court instructed the jury,

Based upon your finding of bad faith on the part of Defendant James Harper, the plaintiffs are entitled to recover their reasonable expenses of litigation. The plaintiffs must prove by a preponderance of the evidence the actual cost of plaintiffs’ attorney’s fees and the reasonableness of those costs.

A contingency fee agreement is a guidepost to the reasonable value of the services the lawyer performed. However, you are not bound to that fee in your deliberations. In addition to attorney’s fees, plaintiffs may recover other costs reasonably incurred in the case.

Neither party objected to these instructions. After deliberating, the jury awarded Holland $6 million in [*13]  attorney fees.

After trial, Appellants filed a motion for JNOV or, in the alternative, for a new trial. The district court rejected both Appellants’ request for JNOV and request for a new trial.


II.

We will now address each of Appellants’ five arguments on appeal. Four of the arguments lack merit. And we express no view as to the merit of the fifth, the reasonableness of the attorney fees.

A. Negligence

Appellants’ first argument is that Holland did not present sufficient evidence that the crash resulted from anything other than an unforeseen medical emergency. HN1 We review de novo a district court’s denial of a motion for JNOV, “applying the same legal standard as the district court.” Bianchi v. Roadway Express, Inc., 441 F.3d 1278, 1282 (11th Cir. 2006). “A [JNOV] is permissible only when, without weighing the credibility of witnesses, the facts and inferences point so strongly and overwhelmingly in favor of one party, that a reasonable jury could not arrive at a contrary verdict; where substantial conflicting evidence exists in the record, a [JNOV] is improper.” Rixey v. West Paces Ferry Hosp., Inc., 916 F.2d 608, 611 (11th Cir. 1990). “When deciding a motion for JNOV, the district court must view the evidence in the light and with all reasonable inferences most favorable to the party opposed to the motion.” Id. When deciding [*14]  whether the evidence overwhelmingly favors one party, “the judge is not permitted to weigh the evidence which has been introduced on both sides”; rather, “she is obliged to make a prior, more basic determination of whether any credible evidence has been proffered by the non-moving party.” Rabun v. Kimberly-Clark Corp., 678 F.2d 1053, 1057 (11th Cir. 1982).

We cannot conclude that “the facts and inferences point so strongly and overwhelmingly in favor of” Appellants such that the jury could not have found that Harper acted negligently. Rixey, 916 F.2d at 611. Indeed, the evidence of negligence seems overwhelming. First, Carpenter, the eyewitness who was driving behind Harper, said Harper was driving “erratically” for at least 1.5-2 miles before the crash; he even crossed the center line “into oncoming traffic” and ran another truck “off the road.” Second, in that 1.5-2-mile stretch of road, Harper had multiple opportunities to pull over, but he did not. Third, Harper lied on his DOT form about his medical history and use of prescription medication. Fourth, the jury could have reasonably concluded that Harper was taking hydrocodone while driving. He had a prescription for 120 pills to be taken 4 times a day, and there was evidence on the basis of which the jury could find [*15]  that he refilled the prescription every 30 days. His daughter testified that he told her that he did not take his hydrocodone pills on the days he drove, but Harper’s records indicate that he drove approximately 9,000 miles over the course of 16 days the month prior to the accident. The jury could reasonably conclude that Harper may have taken his hydrocodone pills while driving, notwithstanding his daughter’s testimony to the contrary.

Appellants argue that Holland needed to prove a specific act of negligence beyond merely veering off the road. However, the case they cite for support merely says that a trial court “should clearly inform the jury that it is their duty to determine not only whether the act or acts were committed, but also, if committed, whether the same amounted to negligence.” Critser v. McFadden, 277 Ga. 653, 593 S.E.2d 330, 332 (Ga. 2004) (quoting Hughes v. Brown, 109 Ga. App. 578, 136 S.E.2d 403, 404 (Ga. Ct. App. 1964)). Appellants cite no case suggesting that a reasonable jury could not find negligence based on the foregoing facts. See, e.g., Metro. Atlanta Rapid Transit Auth. v. Morris, 334 Ga. App. 565, 779 S.E.2d 726, 730 (Ga. Ct. App. 2015) (stating that evidence “that the bus driver failed to maintain his lane . . . was sufficient to establish negligence on the part of the driver”).

At trial, Appellants argued that the accident was the result of an “act of God,” which is an affirmative defense [*16]  to liability under Georgia law. The district court determined that there was no basis to disturb the jury’s implicit finding that Appellants failed to prove this affirmative defense. On appeal, Appellants argue that the district court erred because (a) Carpenter testified that Harper appeared to “have had a medical emergency” before the accident, (b) the Georgia Department of Public Safety crash report stated that Harper’s condition at the time of crash was “ill (sick) or fainted,” and (c) Harper’s physicians testified that he did not have any preexisting conditions that would have made a sudden medical emergency foreseeable.

We agree with the district court. HN2 The “act of God” defense has three elements that Appellants must prove: the driver must have (i) suddenly and (ii) unforeseeably (iii) lost consciousness or control of the vehicle. Lewis v. Smith, 238 Ga. App. 6, 517 S.E.2d 538, 540 (Ga. Ct. App. 1999). Appellants’ assertion of this defense boils down to speculation: because Holland has not proven what caused Harper’s erratic driving—be it a coughing fit, black out, or drug use—the accident could not have “resulted from anything other than an unforeseen medical emergency.” Appellants confuse the burden of proof: “a defendant . . . may not rely upon [*17]  an absence of evidence in the record disproving the affirmative defense but must carry the burden of affirmatively proving the defense.” Id.

Appellants have not demonstrated even one element of the “act of God” defense. The evidence suggests that whatever caused Harper’s negligent driving was not sudden. He drove for 1.5-2 miles in an erratic manner before the accident. Even if he suffered an unforeseeable medical emergency, a reasonable jury could have concluded that the emergency was not sudden. Such a finding would defeat the defense. See id. (“[E]ven if loss of consciousness was not foreseeable, it would still not be a complete defense if the evidence showed the loss of consciousness occurred, not suddenly, but in a manner that would have allowed a reasonable driver to take some action to avoid the ensuing accident.”).

Moreover, Appellants’ evidence does not “strongly and overwhelmingly” support their theory. Rixey, 916 F.2d at 611. They point to Carpenter’s testimony and the Georgia Department of Public Safety crash report. Carpenter told the 911 operator that Harper appeared to “have had a medical emergency” based on his driving. However, Carpenter also testified that he initially did not call 911 upon [*18]  seeing Harper’s erratic driving because Harper could have been “on [his] cell phone or something like that.” Even if we assume that Carpenter correctly inferred that Harper suffered a medical emergency (something we cannot do because we draw all inferences in favor of the non-moving party), such evidence does not establish that it was sudden.

This reasoning equally applies to the crash report, which states that Harper’s condition after the crash was “ill (sick) or fainted.” Harper’s condition after the crash does not prove that he suddenly lost consciousness before the crash; he could have been knocked unconscious during the crash. HN3 When reviewing a denial of JNOV, we draw “all reasonable inferences most favorable to the party opposed to the motion”—here, Holland. Id. Accordingly, neither the crash report nor Carpenter’s testimony warrants a reversal of the jury verdict based on the “act of God” defense.

Additionally, even if Harper suddenly lost consciousness, Appellants have not shown that such a medical event was unforeseeable. They rely on the testimony of Harper’s doctors that he “did not have any pre-existing conditions which would have made such a medical emergency foreseeable.” [*19]  However, Harper’s primary physician did not know about the entirety of Harper’s habits and medical situation. Even assuming there is some evidence of an unforeseen medical emergency, the evidence at least equally supports Holland’s theory that it was caused by a coughing fit brought on by Harper’s COPD, which he aggravated by smoking. For example, Bell testified that Harper had to end a phone call with Bell’s stepmother the morning of the crash because he started coughing.

We conclude that the district court correctly denied Appellants’ JNOV motion because they cannot prove that the evidence presented at trial “strongly and overwhelmingly” supports their “act of God” defense. Id. This conclusion applies with equal force to the district court’s HN4 denial of Appellants’ alternative motion for a new trial, which we review for abuse of discretion. Kerrivan v. R.J. Reynolds Tobacco Co., 953 F.3d 1196, 1204 (11th Cir. 2020).

B. Bad Faith and Attorney Fees

Appellants’ second argument is that the district court erred by denying their directed verdict motions and motion for JNOV on the attorney fees issue because (i) there was insufficient evidence of bad faith to justify attorney fees under O.C.G.A. § 13-6-11 and (ii) even if bad faith was shown, the $6 million award was unreasonable.

i. Sufficient [*20]  evidence of bad faith existed.

HN5 Georgia law authorizes an award of attorney fees and litigation expenses “where the defendant has acted in bad faith.” O.C.G.A. § 13-6-11. Georgia courts have defined bad faith as follows:

Bad faith cannot be prompted by an honest mistake as to one’s rights or duties but must result from some interested or sinister motive. Bad faith is not simply bad judgment or negligence, but it imports a dishonest purpose or some moral obliquity, and implies conscious doing of wrong, and means breach of known duty through some motive of interest or ill will.

Wilson v. Redmond Constr., Inc., 359 Ga. App. 814, 860 S.E.2d 118, 123 (Ga. Ct. App. 2021) (quoting Metro. Atlanta Rapid Transit Auth. v. Mitchell, 659 S.E.2d 605, 608 (Ga. Ct. App. 2007)). To justify an award of attorney fees, the bad faith “must relate to the acts in the transaction itself prior to the litigation, not to the motive with which a party proceeds in the litigation.” David G. Brown, P.E., Inc. v. Kent, 274 Ga. 849, 561 S.E.2d 89, 90 (Ga. 2002). Whether bad faith exists is a question for the jury, so an award of attorney fees under O.C.G.A. § 13-6-11 “is to be affirmed if there is any evidence to support it.” City of Gainesville v. Waters, 258 Ga. App. 555, 574 S.E.2d 638, 644 (Ga. Ct. App. 2002) (quoting S. Med. Corp. v. Willis, 194 Ga. App. 773, 391 S.E.2d 803, 805 (Ga. Ct. App. 1990)).

The district court identified three grounds for the jury’s finding of bad faith: (1) Harper’s misrepresentations of his medical history on the DOT form, (2) his failure to pull over during the 1.5-2-mile stretch where he was driving erratically, and (3) evidence that Harper [*21]  may have been taking hydrocodone while driving. We agree that each of these three grounds satisfies the “any evidence” standard. Id.

Appellants do not contest that Harper misrepresented his medical history on his DOT form. At trial, the jury heard evidence from Dr. Johnston’s deposition. Dr. Johnston stated that the purpose of required medical examinations is to assess the driver’s “ability to safely drive a vehicle.” Harper’s misrepresentation of his medical history, therefore, is evidence of bad faith under Georgia law. See Windermere, Ltd. v. Bettes, 211 Ga. App. 177, 438 S.E.2d 406, 409 (Ga. Ct. App. 1993) (“Evidence that appellants failed to comply with mandatory safety regulations promulgated for the benefit of appellees is some evidence that appellants acted in bad faith in the transaction . . . .”).

Appellants argue that even if Harper had fully disclosed his medical history, he still would have been certified to drive his truck commercially, so his misrepresentations were not a “cause” of the crash and therefore do not “arise[] out of the transaction on which the cause of action is predicated.” Wilson, 860 S.E.2d at 122 (quoting Waters, 574 S.E.2d at 644). For at least two reasons, this argument is without merit. First, Dr. Johnston (who reviewed Harper’s DOT medical examination form) testified that, although [*22]  it is not clear that truthful answers on the form would have disqualified Harper, truthful answers would have triggered further investigation. A reasonable jury could find, on the basis of Dr. Johnston’s testimony and the other evidence relating to Harper’s medical conditions, that Harper would not have been certified to drive a tractor-trailer truck for an interstate motor carrier. Second, even assuming Appellants’ argument that Harper might have been certified anyway, no Georgia case law holds that the bad faith acts must cause the events underlying the litigation in order to “relate to the acts in the transaction.” Kent, 561 S.E.2d at 90. To the contrary, the Georgia Court of Appeals has upheld a jury finding of bad faith where a MARTA bus “fled the scene” after colliding with plaintiff’s vehicle. Morris, 779 S.E.2d at 731-32. If Appellants’ reading of the bad faith requirement were true, that case would have come out differently since fleeing the scene did not cause the crash.

Additionally, even if the bad faith acts must have caused the underlying accident, and even if Harper would have been certified to drive despite his medical history, the second and third grounds the district court cited independently satisfy the bad faith [*23]  requirement. Harper drove erratically for 1.5-2 miles, and he could have safely pulled over at several points on that route. Appellants assert that his failure to pull over was caused by a medical emergency. But this is speculation: Harper drove erratically for 1.5-2 miles, and the jury reasonably could have found that he had the capacity to pull over but chose not to, constituting an act of “moral obliquity.” Wilson, 860 S.E.2d at 123. And as already explained, the jury also could have found that Harper took hydrocodone the day of the crash; taking a narcotic and driving would plainly satisfy the bad faith standard.

Given the foregoing facts, Holland has more than satisfied the “any evidence” standard for us to uphold the jury’s finding of bad faith. Waters, 574 S.E.2d at 644; see also Am. Med. Transp. Grp., Inc. v. Glo-An, Inc., 235 Ga. App. 464, 509 S.E.2d 738, 741 (Ga. Ct. App. 1998) (“Only in the rare case where there was absolutely no evidence to support the award of expenses of litigation would the trial court be authorized to grant summary adjudication on such issues.”).

ii. The district court must reconsider the reasonableness of the fee award in the light of intervening Georgia caselaw.

We will vacate the judgment of the district court to the extent it approved the jury’s $6 million award of attorney fees. HN6 Under Georgia law, [*24]  “an award of attorney fees is to be determined upon evidence of the reasonable value of the professional services which underlie the claim for attorney fees.” Ga. Dep’t of Corr. v. Couch, 295 Ga. 469, 759 S.E.2d 804, 815-16 (Ga. 2014) (quoting S. Cellular Telecom v. Banks, 209 Ga. App. 401, 433 S.E.2d 606, 608 (Ga. Ct. App. 1993)). The jury awarded Holland’s counsel $6 million in attorney fees, which matches what he would have earned as his contingency fee—40% of the $15 million verdict.

In Couch, the Supreme Court of Georgia addressed the weight courts may place upon a contingency fee agreement when calculating the “reasonable value” of attorney fees. Id. at 816. The court reasoned that the fee agreement is merely “a guidepost to the reasonable value of the services the lawyer performed” and does not “bind the opposing party required to pay the attorney fees, who had no role in negotiating the agreement.” Id. HN7 In other words, a contingency fee agreement alone, “without more, is not sufficient to support the award of attorney fees”; rather, the party seeking fees must provide other evidence of the value of the professional services actually rendered. Id. (quoting Brandenburg v. All-Fleet Refinishing, Inc., 252 Ga. App. 40, 555 S.E.2d 508, 512 (Ga. Ct. App. 2001)).

The Georgia Court of Appeals has recently decided two cases concerning the reasonableness of attorney fee awards. Kennison v. Mayfield, 359 Ga. App. 52, 856 S.E.2d 738 (Ga. Ct. App. 2021) (en banc); Cajun Contractors, Inc. v. Peachtree Prop. Sub, LLC, 360 Ga. App. 390, 861 S.E.2d 222 (Ga. Ct. App. 2021). Because the Georgia Court of Appeals issued these opinions after the [*25]  district court denied Appellants’ motion for JNOV, we vacate the $6 million attorney fee award and remand the issue for the district court to reconsider the award’s reasonableness in light of these recent cases. We will not comment on Kennison or Cajun Contractors, Inc. nor on the reasonableness of the attorney fee award in this case to avoid influencing the district court’s reconsideration.

C. Pain and Suffering Damages

Appellants’ third argument is that the $2 million pain and suffering award must be vacated because the district court improperly instructed the jury that it could award damages for “actual pain and suffering.” Appellants point to the district court’s instruction—”[i]n evaluating . . . pain and suffering, you may consider the following factors, if proven: fear, fright, shock of impact, actual pain and suffering, and mental anguish.” Appellants argue that, because “actual pain and suffering” follows “fear” and other emotions that would precede impact, the reference to “actual pain and suffering” must refer to post-impact pain and suffering. But allowing the jury to find post-impact pain and suffering, Appellants argue, was error because there was no evidence that Holland was ever conscious post-impact. [*26] 

HN8 Our standard of review for a district court’s jury instructions is “deferential”:

[W]e examine “whether the jury charges, considered as a whole, sufficiently instructed the jury so that the jurors understood the issues and were not misled.” We will reverse the trial court because of an erroneous instruction only if we are “left with a substantial and ineradicable doubt as to whether the jury was properly guided in its deliberations.”

Bearint ex rel. Bearint v. Dorell Juv. Grp., Inc., 389 F.3d 1339, 1351 (11th Cir. 2004) (citations omitted) (quoting Carter v. DecisionOne Corp., 122 F.3d 997, 1005 (11th Cir. 1997)); see also W. Air Lines, Inc. v. Criswell, 472 U.S. 400, 420, 105 S. Ct. 2743, 2755, 86 L. Ed. 2d 321 (1985) (“Jury instructions . . . ‘may not be judged in artificial isolation,’ but must be judged in the ‘context of the overall charge’ and the circumstances of the case.” (quoting Cupp v. Naughten, 414 U.S. 141, 147, 94 S. Ct. 396, 400, 38 L. Ed. 2d 368 (1973))).

For several reasons, we do not entertain “a substantial and ineradicable doubt” as to whether the jury was properly guided by the district court’s instruction on pain and suffering. The full text of the pain and suffering instruction was as follows:

Pain and suffering is a legal item of damages. The measure is the enlightened conscience of fair and impartial jurors. Questions of whether, how much, and how long plaintiffs’ decedent suffered are for you to decide. Pain and suffering includes mental suffering. In evaluating Kip Holland’s pain [*27]  and suffering, you may consider the following factors, if proven: fear, fright, shock of impact, actual pain and suffering, and mental anguish. There’s no requirement that physical injury precede mental pain and suffering.

This mirrors Georgia’s pattern jury instruction for pain and suffering damages. Council of Superior Ct. Judges of Ga., Suggested Pattern Jury Instructions 66.501 (5th ed. 2020). We reject Appellants’ argument that the “actual pain and suffering” language necessarily refers only to post-impact pain and suffering. The mere fact that the language follows “fear” and other pre-impact emotions—i.e., the mere fact that the language is repetitive if it also includes pre-impact emotions—has little significance in light of the fact that the instruction is duplicative in several respects—e.g., “fear” and “fright.” “Actual pain and suffering,” like the immediately following “mental anguish,” pretty clearly includes both pre-impact and post-impact suffering. HN9 Georgia law distinguishes between pre- and post-impact pain and suffering, allowing damages awards for both if supported by the evidence (e.g., consciousness). Curtis v. United States, 274 F. Supp. 3d 1366, 1380 (N.D. Ga. 2017); Monk v. Dial, 212 Ga. App. 362, 441 S.E.2d 857, 859 (Ga. Ct. App. 1994).

Although we acknowledge that the instruction allowed the jury [*28]  to find, not only pre-impact pain and suffering, but also post-impact pain and suffering, we reject Appellants’ argument that that creates reversible error. We reject Appellants’ argument that there is no evidence to support a finding of post-impact pain and suffering. As the district court also noted, there is evidence justifying the jury’s consideration of post-impact pain and suffering. Kip Holland “was unattended for some period of time immediately following the accident”; also, MacArthur heard him “moan at least once after she discovered him lying face down behind the tractor trailer.” Under Georgia law, whether sufficient evidence existed to “prove[]” that Kip Holland experienced “actual pain and suffering” was for the jury to decide. Walker v. Daniels, 200 Ga. App. 150, 407 S.E.2d 70, 76 (Ga. Ct. App. 1991). Accordingly, the district court correctly concluded that there was “a legally sufficient basis to allow the jury to consider whether Mr. Holland remained conscious for a period of time, and whether or not he may have endured pain and suffering after the collision.”

In any event, the district court clearly instructed the jury that pain and suffering is recoverable only “if proven.” Thus, to the extent that the evidence of post-impact pain and suffering [*29]  is weak, there would be little likelihood that the jury would deem it “proven.” Of course, we assume that the jury followed the judge’s instructions.

Finally, there was very strong evidence of pre-impact pain and suffering. The video which was played for the jury showed Kip Holland looking at the tractor-trailer proceeding directly into his path. Holland’s counsel based his claim for pain and suffering damages squarely on this pre-impact experience. His closing argument described for the jury,

The fear, fright, shock of impact, the final two seconds of Kip Holland’s life, the final two breaths right there in the videos. Ladies and gentlemen, some seconds are worth a whole lot more than others and Kip Holland’s life as he watched that 80,000-pound missile hurl toward him, that fear, shock, fright of impact, his final two breaths, that’s worth $2 million, ladies and gentlemen.

This section of the closing argument references the video recording from a local business’s security camera which showed that Kip Holland saw the trailer headed towards him before impact. Holland’s counsel requested $2 million of pain and suffering damages based explicitly on the pre-impact fear Kip Holland experienced, [*30]  and the jury awarded exactly that amount. Accordingly, the closing argument suggests that the $2 million jury award was based solely on Holland’s pre-impact pain and suffering. For this reason also, we do not harbor “a substantial and ineradicable doubt” that the jury was improperly guided. Bearint, 389 F.3d at 1351.

For all the foregoing reasons, we cannot conclude that the district court’s pain and suffering instruction misled the jury. We are not left with a “substantial and ineradicable doubt as to whether the jury was properly guided in its deliberations.” Id.

D. Georgia’s Direct-Action Statutes

Appellants’ fourth argument is that the verdict against Cypress must be set aside because Cypress should not have been forced to appear as a named party at trial under Georgia’s direct-action statutes and that Harper is entitled to a new trial because Cypress’s presence caused severe prejudice. They also argue that Georgia’s direct-action statutes do not apply in this case. In response, Holland argues that Appellants abandoned any objection to, and even stipulated to, Cypress’s presence at trial; that Georgia’s direct-action statutes apply and allow insurers to appear as named defendants at trial; and that Appellants [*31]  abandoned their argument that Georgia’s direct-action statutes do not apply. We agree that Appellants forfeited their arguments against (i) the direct-action statutes’ applicability and (ii) Cypress’s presence as a named defendant at trial.

HN10 Georgia has two direct action statutes: O.C.G.A. § 40-1-112(c) and O.C.G.A. § 40-2-140(d)(4). These statutes allow joinder of an insurer in a claim against the insured to “creat[e] automatic liability in favor of a third party who may have a claim for damages for the negligence of the [insured].” Andrews v. Yellow Freight Sys., Inc., 262 Ga. 476, 421 S.E.2d 712, 713 (Ga. 1992). Appellants argue that Harper was an interstate carrier, so Holland cannot bring a direct action under § 40-1-112, which, according to Appellants, “applies only to intrastate trucking.” However, they concede on appeal that § 40-2-140 applies to interstate carriers. See Daily Underwriters of Am. v. Williams, 354 Ga. App. 551, 841 S.E.2d 135, 138-39 (Ga. Ct. App. 2020) (physical precedent only) (stating that § 40-2-140 “authorize[ s] direct actions against insurers of motor carriers engaged in interstate commerce”). However, they argue that it only allows direct actions against insurers “where the carrier has not registered as required by” the Unified Carrier Registration Agreement (“UCRA”), which is an interstate compact to coordinate the registration of motor carriers and commercial vehicles. In other words, Appellants argue [*32]  that only causes of action implicating a violation of the registration requirement arise under § 40-2-140.

We first address Appellants’ arguments concerning O.C.G.A. § 40-2-140. Their argument that it allows direct actions only for registration violations of the UCRA is plainly a new argument raised for the first time on appeal. Appellants did not raise this argument in their oral motions for directed verdict or in their motion for JNOV. Before the district court, they argued that the direct-action statutes did not apply because Holland failed to prove that the insurance policy Cypress issued to Harper was “on file with the appropriate state agency.” The district court rejected that argument before closing arguments, and Appellants did not raise it again in their motion for JNOV. The district court deemed the argument abandoned, supra note 1, and Appellants have not raised it on appeal.

Before the last day of trial, Appellants’ counsel sent a letter to the district court arguing that Harper was an “interstate” motor carrier and that “direct action under section 40-2-140 is only appropriate to intrastate carriers.” This contradicts their concession on appeal that § 40-2-140 “applies to interstate trucking.” And at no point in their letter, [*33]  in their motions for directed verdict and JNOV, or elsewhere in the district court did Appellants argue that § 40-2-140 allowed only direct actions for registration violations of the UCRA. Accordingly, they have forfeited that argument and cannot pursue it on appeal. Access Now, Inc. v. Sw. Airlines Co., 385 F.3d 1324, 1331 (11th Cir. 2004).

Because Appellants argue that Harper was an interstate carrier, and because they concede that § 40-2-140 allows direct actions against the insurers of interstate carriers, they cannot maintain that § 40-2-140 does not allow Holland to sue Cypress. Our conclusion with regard to § 40-2-140 makes addressing Appellants’ arguments concerning § 40-1-112 unnecessary because Holland can bring their suit against Cypress under either direct-action statute. See Nat’l Indem. Co. v. Lariscy, 352 Ga. App. 446, 835 S.E.2d 307, 311 (Ga. Ct. App. 2019) (“Georgia has codified statutory exceptions to this rule, the direct action statutes, which permit a direct action by an injured party against an insurance carrier which insures a motor carrier.”).

Appellants final argument on appeal based on the direct-action statutes is that, even if the direct-action statutes apply, the district court improperly allowed Cypress to be a named defendant at trial, resulting in prejudice to Harper. Appellants forfeited this argument, too. Moreover, they stipulated to Cypress’s presence at [*34]  trial.

Appellants say that they “repeatedly objected to emphasizing the issue of insurance coverage to the jury.” They point to four instances in the record: (1) their motion in limine, (2) statements at the pretrial conference, (3) their concerns raised during the charge conference at trial, and (4) their motions for directed verdict. But in none of these instances did Appellants make the argument they are making now: that even if the direct-action statutes apply, Cypress should not have appeared at trial as a named defendant or otherwise should have been hidden from the jury.

First, the motion in limine sought to suppress arguments about the dollar limit of Harper’s insurance policy. Appellants acknowledged that “Cypress [was] a party solely to act as surety for a verdict against Mr. Harper’s estate.” The district court granted this motion in limine, and Appellants never objected that Holland’s counsel violated that order.

Second, at the pretrial conference, the parties were debating a motion in limine regarding a claim about spoliation of evidence, and Appellants’ counsel reiterated his understanding of Georgia’s direct-action statutes—i.e., that they make Cypress “a surety in the [*35]  case” and “eliminat[e] the step” where a plaintiff has to get a judgment against the tortfeasor before suing the insurance company. Nowhere in the pretrial conference transcripts do Appellants argue that Cypress’s mere presence at trial should be precluded.

Third, at the charge conference, Appellants objected to instructing the jury that “Georgia law establishes an independent cause of action against a motor carrier’s insured.” They then clarified their position as follows: “I kind of want to discuss what’s fair ground and what’s not fair ground about arguing liability insurance, because our position is in a direct action case you just get to say, yeah, the defendant had insurance. Boom.” They argued that a direct action does not “open the door for the plaintiffs to start arguing liability insurance” because it is prejudicial. The district court seemed to agree, and asked Appellants the following:

I think the jury’s entitled to know why are they here and what does this mean, what does our verdict mean in terms of against whom are we finding.

I mean, you tell me how you want me to say it, but is it that if the defendants are liable, the insurance company’s liable? You tell me how to say [*36]  it. But otherwise the jury, the question I can foresee is how does the insurance company fit in with this? Because all the descriptions about negligence and fault and all those things are about Mr. Harper.

Appellants’ counsel responded: “I guess if the Court were to say if the jury finds against Mr. Harper’s estate, then the verdict will also be against Cypress Insurance Company. I think that’s all we have to say. I’m just concerned that this paragraph is expansive and emphasizes liability insurance and that’s our concern.” Appellants’ counsel even told the court, “I like what you just proposed.” Based on this exchange, Appellants’ concern was overemphasizing liability insurance, but they consented to the district court’s informing the jury why Cypress was a defendant at the trial.

Fourth, in their opening brief on appeal, Appellants state that they “sought a mistrial because Cypress was not let out of the trial.” Here’s what Appellants actually said to the district court: “[W]e move for a mistrial on the basis of the liability insurance. That’s on the basis of our motion for directed verdict.” But the basis of their directed verdict motion was that Holland failed to prove that the insurance [*37]  policy Cypress issued to Harper was “on file with the appropriate state agency,” which they argued was a requirement under the direct-action statutes. As explained earlier, the district court rejected that argument, and Appellants abandoned it in their motion for JNOV. Supra note 1. Therefore, Appellants did not “[seek] a mistrial because Cypress was not let out of the trial”; that argument was never made in the district court.

Appellants have failed to identify an instance below where they argued that Cypress should not appear at trial at all. Moreover, they cannot point to a specific ruling of the district court that should be reversed. Appellants try to specify an erroneous decision in their reply brief: they say it was error for the district court to “plac[e] Cypress on the verdict form.” But this belies their statements before the district court. When objecting to the charge that “Georgia law establishes an independent cause of action against a motor carrier’s insured,” they said, “If the Court finds that they’re [i.e., Cypress] a proper party, the verdict form takes care of that.” Apart from failing to preserve the argument they are making on appeal, Appellants seemingly stipulated [*38]  that if the district court found that the direct-action statutes applied, then it could list Cypress on the verdict form.

In summary, Appellants’ argument that § 40-2-140 is limited to causes of action involving violations of the registration requirement was plainly raised for the first time on appeal and is therefore forfeited. Moreover, Appellants stipulated, at several points, to Cypress’s presence at trial. They have not identified a single ruling of the district court that we should overturn. Accordingly, the district court did not commit reversible error by allowing Holland to bring a direct action against Cypress.

E. Closing Argument

Appellants’ final argument is that the entire verdict must be vacated because it was tainted by an improper statement made during Holland’s closing argument. During his closing argument, Holland’s counsel said the following: “So I want you to listen closely when the judge gives you instructions. Our burden is met. All we have to do is tilt the scale. Did Mr. Harper leave his lane of travel? Did Mr. Harper kill Kip Holland?” Appellants’ counsel objected that this misstated the law, so the district judge told the jury, “The Court will instruct the jury on the [*39]  law and you will follow my instructions.” After closing arguments, Appellants moved for a mistrial because Holland’s “counsel misstated the burden of proof, just saying all he’s got to prove is the truck went off the road.”

On appeal, Appellants reiterate their argument that Holland’s counsel misstated the law because the jury must determine both whether the alleged acts were committed and also whether those acts amounted to negligence. Accordingly, it was error for Holland’s counsel to say that all he had to prove was that Harper left his lane of travel and killed Kip Holland. Appellants assert that this misstatement was “extraordinarily prejudicial” because it amounted to an instruction for the jury to disregard Appellants’ “act of God” defense. They further argue that the court’s curative instruction to the jury did not sufficiently resolve the closing argument’s prejudicial effect.

HN11 We review the denial of a motion for mistrial based on an improper closing argument for abuse of discretion. See Allstate Ins. Co. v. James, 845 F.2d 315, 318 (11th Cir. 1988) (“[T]he trial judge is given considerable discretion to control the tone of counsels’ arguments and, absent an abuse of discretion, the decision of the trial court, which has had the opportunity [*40]  to hear the offensive remarks within the context of the argument and to view their effect on the jury, should not be disturbed.”). We cannot conclude that Holland’s counsel’s closing statement incurably prejudiced the jury.

First, as we have already explained, Appellants have not established that counsel’s statement was incorrect. See Morris, 779 S.E.2d at 730 (stating that evidence “that the bus driver failed to maintain his lane . . . was sufficient to establish negligence on the part of the driver”). Nor did the statement instruct the jury to disregard the “act of God” defense. Instead, counsel implied only that the evidence he mentioned would satisfy Holland’s burden of proof (i.e., “tilt the scale”). Second, to the extent that this statement misinformed the jury, the court cured that defect by telling them that the court would instruct them on the law and that they were to follow the court’s instruction. See United States v. Simon, 964 F.2d 1082, 1087 (11th Cir. 1992) (“A curative instruction purges the taint of a prejudicial remark because ‘a jury is presumed to follow jury instructions.'” (quoting Adams v. Wainwright, 709 F.2d 1443, 1447 (11th Cir. 1983))).4 The district court later charged the jury on negligence law, and Appellants’ counsel did not object to those instructions. So even if Holland’s counsel erroneously [*41]  instructed the jury, we presume that the jury followed the correct charge from the court.

Appellants also argue that the district court’s instruction was not sufficiently curative because the court did not “directly and explicitly address” Holland’s counsel’s misstatement. But they have no support for this argument. They cite one unpublished case that used the words “direct and explicit curative instruction” without saying that such an instruction is required to cure prejudice. Wiedeman v. Canal Ins. Co., 770 F. App’x 497, 500 (11th Cir. 2019) (quoting United States v. Perez, 30 F.3d 1407, 1411 (11th Cir. 1994)).

To the extent that Holland’s counsel’s closing statement misstated the law, the district court’s instruction that the jury was to follow its instruction on the law, and its later correct instruction on negligence, was sufficiently curative. Therefore, the district court did not abuse its discretion by denying Appellants’ motion for a mistrial on this basis.


III.

To summarize, we conclude that the district court correctly denied Appellants’ motions for directed verdict and motion for JNOV. First, Holland presented sufficient evidence of negligence to the jury, and there is no basis to disturb the jury’s implicit finding that Appellants failed to carry their burden of proof for the “act of God” affirmative [*42]  defense. Second, the evidence adduced at trial also supported the jury’s finding that Harper acted in bad faith, justifying an award of attorney fees under O.C.G.A. § 13-6-11. Third, the district court properly instructed the jury on pain and suffering. Fourth, Appellants raised their argument that O.C.G.A. § 40-2-140 allows direct actions against insurers only for a motor carrier’s violation of the UCRA for the first time on appeal; accordingly, this argument is forfeited. Moreover, Appellants forfeited any argument against, and even stipulated to, Cypress’s presence as a named defendant at trial. Fifth, to the extent Holland’s counsel’s closing argument misstated the law, the district court properly cured the same.

That said, we will vacate the judgment of the district court to the extent it approved the jury’s $6 million attorney fee award. The Georgia Court of Appeals has recently issued two opinions concerning the reasonableness of attorney fee awards, and we remand the question of whether the $6 million attorney fee is reasonable for the district court to reconsider in light of those recent state court decisions.

AFFIRMED IN PART, VACATED IN PART, and REMANDED.


End of Document


Appellants did not raise this argument (i.e., that Holland failed to prove the insurance policy was filed with the appropriate state agency) in its post-verdict JNOV motion. The district court noted that Appellants “fail[ed] to fully develop this legal position” in their JNOV motion, so it found that Appellants had “abandoned the argument.”

Presumably, the “provision” that eliminated the loophole is the following sentence from O.C.G.A. § 40-1-112(a): “The failure to file any form required by the department shall not diminish the rights of any person to pursue an action directly against a motor carrier’s insurer.” But the letter is far from clear on this point.

The district court again rejected the additional argument in the letter (i.e., that Harper was an interstate carrier, but O.C.G.A. § 40-2-140 only allowed direct actions against insurers of intrastate carriers) in its denial of Appellants’ JNOV motion.

Appellants try to distinguish Simon by saying that the court there gave “repeated” instructions whereas here the district court gave only a brief instruction on the elements of negligence. This argument ignores our presumption that the jury follows the court’s instructions—whether given once or repeatedly. Significantly, the court’s instruction was contemporaneous and thus was a forceful instruction to the jury that the court—not the attorneys—would tell the jury what the law was, including Holland’s burden of proof.

Gilbert v. Zablauskas

Superior Court of Connecticut, Judicial District of Waterbury At Waterbury

April 29, 2022, Decided

DOCKET NO: UWY CV 18 6041805 S

Reporter

2022 Conn. Super. LEXIS 518 *; 2022 WL 1404219

OLIVIA GILBERT VS. JORDAN ZABLAUSKAS, ET. AL.

Notice: THIS DECISION IS UNREPORTED AND MAY BE SUBJECT TO FURTHER APPELLATE REVIEW. COUNSEL IS CAUTIONED TO MAKE AN INDEPENDENT DETERMINATION OF THE STATUS OF THIS CASE.

Core Terms

Oil, license, violations, proximate, injuries, subject matter jurisdiction, quotation, alleges, marks, truck

Judges:  [*1] RORABACK, J.

Opinion by: RORABACK

Opinion

MEMORANDUM OF DECISION RE: MOTION TO DISMISS #232

The plaintiff in this case, Olivia Gilbert, alleges that she suffered serious injuries when a large oil delivery truck ran her over as she was crossing Dog Lane in Storrs Center on her way to work on April 6, 2018. The plaintiff claims her injuries were caused by the negligent operation of the oil truck by the defendant Jordan Zablauskas. Zablauskas was employed by one of several Dime Oil entities (‘the Dime Oil defendants”) that together owned the vehicle and operated the businesses under whose auspices oil deliveries were made. In the eighth count of her sixth amended complaint dated September 19, 2019, the plaintiff alleges that the Dime Oil defendants violated CUTPA (Conn. Gen Stat. Section 42-110a et. seq.) by conducting their businesses in derogation of both federal and state law in several respects, all of which are enumerated with particularity in Paragraph 9 of that complaint. Evidence to support the violations alleged has been furnished in an undated report authored by Thomas J. Moysey and attached as Exhibit H to an objection to (Docket Entry #235) a motion for summary judgment filed by the Dime Oil defendants (Docket Entry #230). The gravamen [*2]  of these claims is that the Dime Oil defendants failed to adhere to the strictures of federal and state law pertaining to the hiring, training and supervision of their drivers, as well as the manner in which routes should be chosen when deliveries must be made by large vehicles like oil trucks.

The Dime Oil defendants have now moved to dismiss the CUTPA count for lack of subject matter jurisdiction positing that the plaintiff lacks standing to bring a CUTPA claim against them because there is no actionable nexus between her injuries and the unlawful and unfair trade practices alleged. The plaintiff disagrees and argues that under standards established in Connecticut case law, she does have standing to pursue a CUTPA claim predicated on the violations of state and federal law alleged in the complaint and elaborated upon in the Moysey report.

The Connecticut Supreme Court has “recognized that the legislature, by deleting all references to ‘purchasers, sellers, lessors, or lessees’ in § 42-1 lOg (a) in 1979, [has] eliminated CUTPA’s privity requirement. . . . [This court has] proceeded to clarify, however, that the elimination of the privity requirement did not mean that anyone could bring a CUTPA action, [*3]  no matter how attenuated the connection between his or her injuries and a defendant’s allegedly unfair trade practices. Notwithstanding the elimination of the privity requirement . . . it strains credulity to conclude that CUTPA is so formless as to provide redress to any person, for any ascertainable harm, caused by any person in the conduct of any trade or commerce. . . . [N]otwithstanding the broad language and remedial purpose of CUTPA, we have applied traditional common-law principles of remoteness and proximate causation to determine whether a party has standing to bring an action under CUTPA.” (Citations and internal quotation marks omitted.) Soto v. Bushmaster Firearms International, LLC, 331 Conn. 53, 93-94, 202 A.3d 262, cert. denied sub nom. Remington Arms Co., LLC, et al. v. Soto, 140 S. Ct. 513, 205 L. Ed. 2d 317 (2019).

“Trial courts addressing motions to dismiss for lack of subject matter jurisdiction pursuant to § 10-31 (a) (1) may encounter different situations, depending on the status of the record in the case. As summarized by a federal court discussing motions brought pursuant to the analogous federal rule, [l]ack of subject matter jurisdiction may be found in any one of three instances: (1) the complaint alone; (2) the complaint supplemented by undisputed facts evidenced in the record; or (3) the complaint supplemented by undisputed facts [*4]  plus the court’s resolution of disputed facts…. [W]here a jurisdictional determination is dependent on the resolution of a critical factual dispute, it cannot be decided on a motion to dismiss in the absence of an evidentiary hearing to establish jurisdictional facts…. Likewise, if the question of jurisdiction is intertwined with the merits of the case, a court cannot resolve the jurisdictional question without a hearing to evaluate those merits.” (Citations omitted; footnote omitted; internal quotation marks omitted.) Conboy v. State, 292 Conn. 642, 650-53, 974 A.2d 669 (2009). In the present situation, the court concluded that the issues of remoteness and proximate causation raised in this motion could not be adjudicated absent an evidentiary hearing affording all parties to present evidence relevant to their positions. Such a hearing was held on March 30, 2022.

“Because standing implicates the court’s subject matter jurisdiction, the plaintiff ultimately bears the burden of establishing standing.” Seymour v. Region One Board of Education, 274 Conn. 92, 104, 874 A.2d 742, cert. denied, 546 U.S. 659, 126 S.Ct. 659, 163 L.Ed.2d 526 (2005). In this case, the moving defendants have conceded that their files are bereft of evidence of compliance with several provisions of the Code of Federal Regulations regarding the hiring, training and supervision of Zablauskas. [*5]  The particulars of these deficiencies are set forth in greater detail in the Moysey report. Acting, as it must, in a manner that affords every indulgence in favor of exercising subject matter jurisdiction and given the dearth of evidence supplied by the defendants as to their compliance with the subject regulations, the court undertakes its analysis taking the plaintiff’s allegations regarding the violations asserted to be true. Nevertheless, for the reasons outlined below, the court concludes that, even if true, these violations are insufficient to set forth a cognizable CUTPA claim under the facts of this case.

In conducting analyses of causation in the context of injuries resulting from motor vehicle collisions, “[i]t has been long established in Connecticut law that there is no causal relation between the fact that the operator of a car was licensed or unlicensed, and an injury occurring during its operation, and that the lack of such license could not be deemed to be the proximate cause of the injury and was not therefore actionable negligence, either as a ground of recovery or of defense…. Likewise, it has long been established that a vehicle operator’s inexperience or incompetence [*6]  does not establish a cause of action for negligence without specific allegations of some negligent conduct.” (Citation omitted; internal quotation marks omitted.) Skerpan v. Gonzalez, Superior Court, judicial district of New Haven, Docket No. CV-08-5016527-S (November 30, 2009, Lager, J.).

In a situation in which it is alleged that “one defendant drove [while his driver’s license was under suspension] and struck the plaintiff, that is not relevant to the manner in which he drove his vehicle. Analogously, if a collision had occurred during the day time and the defendant operated a vehicle with defective headlights, it could not be relevant. Violation of a statute must constitute causative negligence to be relevant or material. The negligence of the operation is to be determined by the facts existing at the time of the accident. The Connecticut supreme court has uniformly held that there was no causal relation between the fact that the operation of a car was licensed or unlicensed, and an injury occurring during its operation, and that the lack of such license could not be deemed to be the proximate cause of the injury and was not therefore actionable negligence … .Whether the operator [*7]  has a license is a wholly immaterial consideration… . ‘When a car is driven without a license, the act of driving the car certainly causes a collision; the absence of the license, or the existence of the statute, of course does not.’ W. Prosser & W. Keeton, Torts, (5th Ed.1984), ch. 5, § 36, p. 223; p. 226 and cases cited therein at n. 60.” (Citations and internal quotation marks omitted.) Baxter v. Naugatuck Valley Lawn, Superior Court, judicial district of Waterbury, Docket No. 123761 (April 4, 1995, Flynn, J.).

Similarly, in the case now before the court, the irrefutable direct cause of the plaintiff’s alleged injuries is that an oil truck ran her over. That truck was being operated by Zablauskas at the time of the incident, and the plaintiff alleges that had he not been negligent in the operation of that vehicle, she would not have suffered the injuries complained of. Our Supreme Court recently noted that it “need not decide today whether there are other contexts or situations in which parties who do not share a consumer, commercial, or competitor relationship with an alleged wrongdoer may be barred, for prudential or policy reasons, from bringing a CUTPA action.” Soto v. Bushmaster Firearms International, LLC, supra, 331 Conn. 96. For the reasons [*8]  that follow, and “based on policy considerations, of setting some reasonable limits on the legal consequences of wrongful conduct,” Ganim v. Smith & Wesson Corp., 258 Conn. 313, 349, 780 A.2d 98, 120 (2001), the court concludes that the plaintiff in this case lacks standing to pursue the CUTPA violations alleged.

“CUTPA was not passed with the intent to regulate motor vehicle safety.” Advanced Copy Technologies, Inc. v. Fallon Moving & Storage, Inc., Superior Court, judicial district of Middlesex at Middletown, Docket No. CV-14-6012681 (May 29, 2015, Aurigemma, J.). In addition, there is no private right of action to enforce alleged violations of the Federal Motor Carrier Safety Act (“FMCSA”) Albuquerque v. Achane, United States District Court, Docket No. CV:19-13901 (SDW) (LDW) (D.N.J. August 12, 2019) (“Plaintiff’s claims for violation of the FMCSA must be dismissed because the FMCSA does not provide for a private right of action for personal injury suits”).1 Finally, under the facts as alleged, the violations alleged cannot be deemed to be the proximate cause of the plaintiff’s injuries.

“We previously have explained the concept of proximate cause as follows: Because the consequences [*9]  of an act go endlessly forward in time and its causes stretch back to the dawn of human history, proximate cause is used essentially as a legal tool for limiting a wrongdoer’s liability only to those harms that have a reasonable connection to his actions. The law has wisely determined that it is futile to trace the consequences of a wrongdoer’s action to their ultimate end, if end there is.” (Internal quotation marks omitted.) Vacco v. Microsoft Corp., 260 Conn. 59, 88 n.32, 793 A.2d 1048, 1065 (2002).

“The question of whether a set of harms suffered by the plaintiff is the direct, or the indirect, remote or derivative, consequence of the defendant’s conduct, is not determined, however, simply by the court applying one set of labels or the other to the facts of the case. It is, instead, part of the judicial task, based on policy considerations, of setting some reasonable limits on the legal consequences of wrongful conduct.” Ganim v. Smith & Wesson Corp., supra, 258 Conn. 349.2

Therefore, for the reasons stated above, the court grants the motion to dismiss count eight of the sixth amended complaint for lack of subject matter jurisdiction on the basis that the plaintiff has failed to adduce sufficient facts to confer upon her the standing required to prosecute this count.

SO ORDERED

BY THE COURT

JURIS # 434448

RORABACK, [*10]  J.


End of Document


To the extent the plaintiffs claim is rooted in an alleged violation of 49 CFR 397.67 independently and as incorporated by reference into General Statutes § 14-163c, it bears noting that “Section 14501 entitled ‘Federal authority over intrastate transportation’ provides in relevant part; ‘(c) Motor Carriers of Property (1) General rule—Except as provided in paragraphs (2) and (3), a State … may not enact or enforce a law, regulation, or other provision having the force and effect of law related to a price, route, or service of any motor carrier … with respect to the transportation of property.'” Advanced Copy Technologies, Inc. v. Fallon Moving & Storage, Inc., Superior Court, judicial district of Middlesex at Middletown, Docket No. CV-146012681, n.2 (May 29, 2015, Aurigemma, J.).

Instructive in illuminating the policy considerations that counsel against permitting CUTPA claims to be advanced in cases where a plaintiff suffers injuries resulting from the negligent operation of a motor vehicle is the analysis found in a recent case interpreting Massachusetts’ unfair trade practices law. “Mass. Gen. Laws ch. 93A, § 2(a) provides that ‘[u]nfair methods of competition and unfair or deceptive acts or practices in the conduct of any trade or commerce are hereby declared unlawful.’. . . Despite the serious injuries sustained, this case involves a straight-forward motor vehicle accident where, according to the plaintiffs, the speed of the defendant driver is a critical issue. There was simply nothing unfair or deceptive about that accident. It was a negligent act and no more…. While 93A is a statute of ‘broad impact,’ it was not intended ‘to augment every other legal or equitable remedy available to parties injured in automobile accidents.’ … [The defendant’s] conduct of placing unrealistic demands on its drivers was not unfair or deceptive—while it may have been negligent, it did not rise to the level of ‘conduct involving dishonesty, fraud, deceit or misrepresentation’ so as to support a violation of ch. 93 A. . . . Moreover, even under plaintiffs’ version of the events, while [the defendant] may have been aggressive and may have pushed its drivers, there is no evidence that such conduct was unfair or improperly coercive toward either the drivers or other motorists. … Plaintiffs argue further that because [the defendant’s] conduct allegedly violated the Federal Motor Carrier Safety Regulations, 49 C.F.R. § 392.6 (quoted above), and Mass. Gen. Laws. ch. 90, § 17 which makes speeding unlawful, its conduct should be considered unfair under the provisions of ch. 93 A…. Were the Court to accept the plaintiffs’ argument that the violation of any Massachusetts statute or regulation automatically constitutes a violation of chapter 93 A … chapter 93 A would immediately become the preeminent law of the Commonwealth, replacing all other forms of civil liability. The advantage provided by the option of double or treble damages and awards of attorneys fees granted successful consumer plaintiffs in business situations would be granted to all plaintiffs in all situations. Without clearer indication from the Legislature that this result is desirable and just, the Court cannot engage in such a radical rewriting of Massachusetts jurisprudence.” (Citations and internal quotation marks omitted.) Swenson v. Yellow Transportation, Inc., 317 F. Supp. 2d 51, 54-56 (D. Mass. 2004).

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